Solutions for You, Solutions for Your Family
There is a lot to think about when turning 65 or retiring. One of them is health insurance. It is good to have a plan in place, so that you are not left without health insurance after getting off of a group policy. Being compliant while getting on to Medicare is important.
Indexed Universal Life Policies and Annuities are great insurance products that can be used for retirement. For folks close to retirement, moving funds into a properly set up annuity can be a wise move. For folks under 45, an Indexed Universal Life Policy can provide significant financial growth and supplement retirement income.
Funeral Expense & Planning
No one likes to plan their own funeral, or fund it for that matter. However, it is an important thing to do so that it does not burden your loved one at the time of your passing. It is a pretty simple process, and final expense life insurance will ensure you loved ones are not financially burdened when they lay you to rest.
Purchasing a home is a large commitment, and even larger expense. It is important to have a plan in place for the unfortunate event of a critical or chronic illness, terminal illness, or premature death that would prevent mortgage payments. A term life policy with living benefits is an inexpensive way to obtain peace of mind.
Starting a Family
Babies grow so fast, just ask anyone with a child! It is very important early on to ensure you child has the proper amount of life insurance in place to protect their futures. It is not only about the death benefit, but for guaranteed insurability in the event they develop an illness that would make them ineligible for life insurance when they are older. Some policies even help fund their retirement!